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Private Banking & Wealth Management

Private Banking.
Elevated.

Najem Financial's Wealth Services division brings together world-class investment expertise, personalised relationship management, and institutional-grade solutions — reserved for those who demand more from their financial institution.

Assets Under Management

Model AUM Allocation

Equities 45%
Fixed Income 25%
Real Estate 20%
Other 10%
$2.4B

Assets Under Management

1,200+

Private Wealth Clients

35 Yrs

Managing Client Wealth

98%

Client Retention Rate

Who We Serve

Najem Financial Wealth Services was established to serve a specific kind of client — one for whom banking is not merely transactional but strategic. We work with entrepreneurs who have built significant businesses, professionals at the peak of their careers, families managing multigenerational wealth, and executives navigating complex compensation structures. What unites them is the recognition that financial success at scale demands an entirely different level of service and expertise.

Our private wealth advisors bring an average of 18 years of experience managing high-net-worth portfolios. They are not sales people — they are fiduciaries. When you sit down with a Najem Financial wealth advisor, you are meeting someone whose mandate is to protect and grow your capital, full stop. There are no proprietary products we are required to push, no quarterly quotas to fill. The advice you receive is shaped entirely by your situation.

We operate on a relationship model, not a transaction model. Every client is assigned a primary relationship manager who serves as a single point of contact across all banking, investment, and planning services. This person knows your financial history, understands your goals, and proactively brings opportunities — and risks — to your attention before they become urgent.

Eligibility at a Glance

Minimum Investable Assets

$500,000

Relationship Banking

Full Service

Dedicated Advisor

Included

Fee Structure

AUM-based, transparent

International Clients

Welcome

Minimum Engagement

Annual review commitment

Learn about eligibility

Featured Services

Private Wealth

Portfolio Management Built Around You

Our private wealth management service begins where most financial advisory services end. After a thorough discovery process — covering your income, liabilities, tax situation, time horizon, and risk appetite — our team constructs a bespoke investment plan designed specifically for your circumstances. There are no model portfolios pulled from a shelf. Every allocation decision is made with your full picture in mind.

You will receive a comprehensive investment policy statement, quarterly performance reports benchmarked against appropriate indices, and proactive rebalancing whenever market movements create meaningful drift from your target allocation.

Explore Private Wealth

Sample Portfolio Overview

Global Equities 45%
Investment Grade Bonds 25%
Real Estate Investment Trusts 20%
Cash & Alternatives 10%

Research Coverage

Global Equities
Investment-Grade Bonds
High-Yield Fixed Income
Real Estate (REITs)
Private Equity
Hedge Fund Strategies
Commodities
Structured Products
Investment Advisory

Research-Led. Discipline-Driven.

Najem Financial's investment advisory service pairs you with a senior analyst who follows your preferred asset classes with the rigour of an institutional fund manager. Every recommendation is supported by documented research, macro context, and a clear articulation of the risk-reward trade-off — so you always understand why a position is being recommended, not just what it is.

Whether you are building a core-and-satellite structure, exploring alternatives to diversify away from equity beta, or seeking tactical opportunities in specific sectors, our advisory team has the depth and breadth to guide you effectively.

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Estate Planning

Secure the Wealth You've Built — For Generations

Building wealth is one challenge. Preserving it across generations is another entirely. Najem Financial's estate planning specialists work alongside your existing legal and tax advisors — or independently, if needed — to create a comprehensive plan that addresses every dimension of your estate: asset distribution, minimising estate tax exposure, protecting assets from creditors, and ensuring business continuity if you own a private company.

From straightforward will reviews to complex irrevocable trust structures, we bring the same rigor and personalisation to estate planning that we bring to portfolio management. The result is a legal and financial framework that reflects exactly what you want to happen — on your terms, with your values at the centre.

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Estate Planning Pillars

Will & Testament
Living Trust
Power of Attorney
Beneficiary Plan
Tax Strategy
Business Succession

Preferred Rewards Elite

Your Wealth, Rewarded

Wealth Services clients automatically qualify for Preferred Rewards Elite — our highest tier, with benefits that grow as your relationship with Najem Financial deepens.

Gold

$500K+

Minimum investable assets

Platinum

$1M+

Minimum investable assets

Diamond Elite

$5M+

Minimum investable assets

Begin Your Journey

Schedule a Private Consultation

A conversation costs nothing. A missed opportunity costs everything. Our wealth advisors are available for confidential, no-obligation consultations — in person, by video, or by phone. Let us show you what Najem Financial Wealth Services can do for your financial life.

Schedule Consultation