8.99%
Starting APR
$5K–$100K
Loan Range
48 mo
Max Term
600+
Min Credit Score
What We Finance
From sport bikes to electric scooters — we cover it all.
Motorcycles
Sport, cruiser, touring, adventure, and off-road motorcycles from all major brands.
- All engine sizes
- New & used up to 7 years
- $5,000 – $100,000
Scooters & Mopeds
Urban scooters and mopeds for commuting. Perfect for city riders on a budget.
- 50cc to 300cc
- New & used
- $5,000 – $40,000
Electric Bikes
Electric motorcycles and e-scooters with zero-emission benefits and competitive rates.
- Zero-emission discount
- All major EV two-wheelers
- $5,000 – $60,000
Two Wheeler Loan Rates
Rates effective as of April 2026. Subject to credit approval.
| Vehicle Type | Term | APR As Low As | Max Amount |
|---|---|---|---|
| New Motorcycle Best Rate | 12–48 months | 8.99% | $100,000 |
| Used Motorcycle (≤ 3 yrs) | 12–36 months | 10.49% | $75,000 |
| Used Motorcycle (4–7 yrs) | 12–24 months | 12.99% | $50,000 |
| New Scooter / Moped | 12–36 months | 9.49% | $40,000 |
| Electric Bike / E-Scooter | 12–48 months | 8.49% | $60,000 |
Preferred Rewards members save an additional 0.25%–0.50%. Minimum credit score of 600 required.
Monthly Payment Estimates
At 8.99% APR across different loan amounts and terms
Loan Details & Requirements
Loan Amount
$5,000 minimum to $100,000 maximum depending on vehicle type and credit profile.
Loan Terms
Choose 12, 18, 24, 36, or 48-month terms. Shorter terms = less interest paid.
Credit Score
Minimum 600 credit score. Better scores unlock lower rates and larger loan amounts.
Minimum Income
$15,000 annual income required. Part-time and self-employed income accepted.
Collateral
Vehicle serves as collateral. Comprehensive insurance is required for the loan term.
Documents Needed
Government ID, vehicle quote, proof of income, insurance, and proof of address.
Apply in 4 Easy Steps
Check Your Rate
Pre-qualify online with no credit score impact. Takes under 2 minutes.
Find Your Ride
Shop at any licensed motorcycle dealership. Private-seller purchases also accepted.
Complete Your Application
Upload your vehicle quote and documents securely online.
Sign & Ride
Approval in as little as 1 business day. Funds go directly to the dealer.
Frequently Asked Questions
Do I need a motorcycle license to get a two-wheeler loan? +
Can I finance a used motorcycle from a private seller? +
What engine size can I finance? +
Is a down payment required? +
Can I get gap insurance for my motorcycle? +
Your ride is waiting.
Pre-qualify in minutes with no impact to your credit score.