Finance the Car
You've Been Eyeing.
Competitive rates on new and used vehicles from any dealer or private seller. Starting from 7.99% APR — with decisions in minutes.
7.99%
New Vehicle APR
9.49%
Used Vehicle APR
$500K
Max Loan
84 mo
Max Term
New or Used — We've Got You Covered
Select a vehicle type to see rates and details.
7.99%
Starting APR
84 mo
Max Term
$500K
Max Loan
New Vehicle Loan
Get the best rates when financing a brand-new vehicle directly from a dealership. New vehicle loans offer the lowest rates and longest repayment terms.
- Rates from 7.99% APR for well-qualified borrowers
- Loan amounts from $10,000 to $500,000
- Terms from 12 to 84 months
- Funds paid directly to the dealership
- Covers cars, trucks, SUVs, and minivans
- No prepayment penalty — pay off early any time
- Gap coverage available through Najem Financial
9.49%
Starting APR
72 mo
Max Term
7 yrs
Max Vehicle Age
Used Vehicle Loan
Finance a pre-owned vehicle from a dealer or private seller. Used vehicle loans offer excellent value with flexible terms based on the vehicle's age.
Rate by Vehicle Age
- Finance through any licensed dealership or private seller
- Loan amounts from $10,000 to $500,000
- Terms up to 72 months depending on vehicle age
- Vehicle must not be older than 7 model years
- Gap insurance and extended warranty available
Monthly Payment at a Glance
Estimated monthly payments by loan amount and term (at 7.99% APR)
How to Apply
A simple, straightforward process — from application to keys in hand.
Pre-qualify in 2 Minutes
Check your estimated rate online with no hard credit pull. See your likely loan terms before visiting a dealer.
Shop with Confidence
Know your budget before you negotiate. Shop at any franchise or independent dealership, or from a private seller.
Submit Your Full Application
Once you've found your vehicle, complete your application with the VIN and dealer details. Upload supporting documents securely.
Get Approved & Drive Away
Approval decisions are typically made same day. We fund directly to the dealer. Sign your agreement online and pick up your vehicle.
What You'll Need
Have these documents ready to speed up your application.
Government-Issued ID
Driver's license or passport
Proof of Income
2 recent pay stubs or last 2 months bank statements
Vehicle Information
VIN, make, model, year, mileage, and dealer quote
Proof of Insurance
Active auto insurance policy covering the vehicle
Proof of Residence
Utility bill or lease agreement (last 30 days)
Bank Statements
Last 2 months statements for verification
Common Questions
Can I finance a vehicle from a private seller? +
Is there a maximum vehicle mileage? +
Do I need a down payment? +
Can I refinance an existing auto loan? +
How is the dealer paid? +
Your next vehicle is waiting.
Pre-qualify in 2 minutes. No credit score impact.
Start My Application